How it works
Credits
Credits are used to interact with Obside and access its features. Each interaction consumes a number of credits proportional to its complexity. This model makes pricing more precise and aligned with actual usage.
For example, a simple conversation with Obside Chat costs about 1 credit, while creating or optimizing an agent consumes more. The more complex the task, the more credits are consumed.
You can check the exact cost of each interaction by opening the message details in Obside Chat (info icon).
When are credits consumed?
Credits are consumed by AI work — whenever a language model runs on your behalf. The main cases:
Chat — every message you send, including everything the AI does to answer it: creating and editing agents, generating their code, giving advice, and analyzing or refining your strategy. Heavier requests (such as building an agent) cost more than a simple question.
Live agents — the AI reasoning and news analysis a deployed agent runs on its own (AI traders and news-reactive bots or alerts).
Demo portfolio import — extracting holdings from a screenshot or broker export.
Backtests are free. Running a test on historical data does not consume any credits, on any plan — backtest as much as you like.
Weekly brief: on paid plans, the weekly portfolio brief is included at no credit cost. On the Free plan, generating it draws from your credit balance.
The full credit history is accessible in Settings → Usage & Billing, with the breakdown by operation type.
Renewal
Credits reset every month at your subscription's renewal date. They don't roll over from one month to the next (with the special case of yearly plans, where the full yearly allowance is granted up front — see Pricing).
The Free plan comes with a monthly credit allowance that is renewed every month.
The exception is purchased credits (top-ups): they don't reset monthly and stay available for a full year after purchase — see Buying more credits below.
Allocation per plan
Credits are included in each Obside subscription tier:
Free: 100 credits / month
Plus: 500 credits / month (6,000 credits per year on the yearly plan)
Pro: 1,000 credits / month (12,000 credits per year on the yearly plan)
Max: 2,000 credits / month (24,000 credits per year on the yearly plan)
For the full breakdown, see Pricing.
Buying more credits
Need more than your monthly allowance? You can top up your balance at any time with a one-off purchase — available on every plan, including Free. Go to Settings → Usage & Billing → Buy credits.
Top-ups use a bonus model: you pay the amount you choose, and the larger the top-up, the more extra credits you get on top. The base rate is $0.04 per credit (25 credits per $1) before the bonus.
$20
+10%
550
$50
+20%
1,500
$100
+30%
3,250
You can also enter a custom amount between $5 and $1,000; the same bonus tiers apply (+10% from $20, +20% from $50, +30% from $100).
Purchased credits last a full year. Unlike your monthly allowance, top-up credits don't reset — they expire one year after purchase. They're also spent after your monthly allowance, so a top-up acts as a reserve that kicks in only once your plan's credits run out.
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